Dubai Mortgage Calculator — estimate your monthly repayments when financing property in Dubai. Enter the property price, your deposit amount, interest rate and loan term to see your estimated monthly payment, total interest payable and total cost over the full loan period. Ideal for off-plan and resale property purchases.
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Estimate monthly repayments. Figures are illustrative and are not financial advice.
Frequently Asked Questions
How much deposit do I need for a mortgage in Dubai?
The minimum deposit for a Dubai mortgage is 20% of the purchase price for expats on property up to AED 5M. UAE nationals need a minimum 15% deposit. Properties above 5M a minimum deposit of 30% is required.
A non resident of the U.A.E. requires a minimum deposit of 25% of the property valuation.
What is the maximum mortgage term in Dubai?
Maximum loan term is typically 25 years, or until the borrower reaches age 65 or 70 (depends on the bank) — whichever comes first.
Can I get a mortgage for an off-plan property in Dubai?
Yes — many lenders offer off-plan mortgages. Typically you pay instalments during construction, then convert to a standard repayment mortgage on completion.
Are mortgage rates fixed or variable in Dubai?
Both options are available. Fixed rates typically apply for 1–5 years, then switch to variable (usually EIBOR + margin).
